Today, QR code payments have become one of the most popular ways to make bank transfers in Vietnam. Instead of manually entering a bank name, account number, payment amount, and transfer description, customers can simply open their banking app and scan a QR code to complete the transaction.
For retail stores, small businesses, online sellers, freelancers, and individuals who frequently receive bank transfers, having a dedicated payment QR code can make the payment process faster, easier, and more professional.
If you are looking for a free bank transfer QR code generator, you can try the online QR payment tool provided by DoanhSo.vn.
👉 Create a payment QR code online with DoanhSo.vn
What Is a Payment QR Code?
A payment QR code is a QR code that contains information needed to make a bank transfer, such as the receiving bank, bank account number, payment amount, and transfer description.
When customers scan the QR code using their banking app, the transfer information can be automatically filled in, reducing manual data entry and helping minimize input errors.
VietQR systems currently support QR codes that allow users to scan and make payments directly through supported banking applications.
Why Use a QR Code for Payments?
1. Faster payments
Instead of sending or reading out a bank account number, sellers can display a QR code on a screen, website, invoice, or payment sign at the checkout counter.
Customers simply open their banking app, scan the QR code, and complete the payment.
2. Reduce bank account entry errors
Manually entering a bank account number can result in mistakes. With a payment QR code, the relevant transfer information is encoded into the QR code, reducing the amount of information customers need to enter manually.
3. Ideal for stores and online businesses
Payment QR codes can be used in many situations, including:
- Displaying the QR code at a checkout counter.
- Printing it on a payment stand or sign.
- Adding it to invoices.
- Sending it to customers through Zalo, Messenger, or other messaging platforms.
- Displaying it on an online store or website.
- Using it during livestream sales.
- Including it with order information.
4. Easy to share
Once you create a payment QR code, you can save the QR image and reuse it across different sales and payment channels.
This provides a simple way to turn bank account information into a more convenient and user-friendly payment method.
How to Create a Payment QR Code
If you need to create a bank transfer QR code, you can use the online QR generator provided by DoanhSo.vn.
👉 Access the payment QR code generator
The process of creating a payment QR code generally includes the following steps:
Step 1: Select the receiving bank
Choose the bank account that you want to use to receive the payment.
Step 2: Enter your bank account number
Enter the correct bank account number.
Make sure to double-check the account number before printing or sharing the QR code with customers.
Step 3: Enter the payment amount if needed
If you want to create a QR code for a specific payment amount, you can include the amount in the QR code.
If you want to use the same QR code for multiple transactions, you can use a QR code where the customer enters the payment amount manually.
Step 4: Add a transfer description
You can add a transfer description, such as an order number or other information that helps identify the transaction.
For example:
PAYMENT ORDER 001
ORDER 12345
NGUYEN VAN A
Using a consistent transfer description can make it easier for sellers to identify incoming payments.
Step 5: Generate and use your QR code
After entering the required information, the system will generate your payment QR code.
You can save the QR image and use it across your sales and payment channels.
👉 Create a free payment QR code with DoanhSo.vn
Who Should Use a Bank Transfer QR Code?
A payment QR code can be especially useful for people and businesses that frequently receive bank transfers.
Retail store owners
Retail stores can display a QR code at the checkout counter so customers can quickly scan and pay.
Online sellers
If you sell products or services through Facebook, Zalo, TikTok, or other online channels, you can send your QR code directly to customers instead of repeatedly sending your bank account information as text.
Freelancers and individual service providers
Freelancers, service providers, and individuals who receive payments can create a dedicated QR code and use it repeatedly.
Small businesses
Small businesses can print a QR code on payment signs, invoices, or display it near the checkout area to make bank transfers more convenient for customers.
Important Things to Consider When Using Payment QR Codes
Although QR codes make bank transfers more convenient, you should still verify the payment information carefully.
Check the bank account number: Make sure the receiving bank and account number are correct before printing or sharing your QR code.
Check the payment amount: If the QR code contains a predefined amount, verify that the amount is correct before using it for an order.
Check the transfer description: Keep the transfer description short and easy to identify, especially when using QR codes to receive payments for multiple orders.
Verify the actual transaction: Sellers should not rely solely on screenshots provided by customers as proof of payment. Always verify the transaction through your banking app, transaction notification, or account balance.
Create a Free Payment QR Code with DoanhSo.vn
If you are looking for a simple solution to create a payment QR code, generate a bank transfer QR code, or create a QR code for receiving payments, you can try the online QR tool from DoanhSo.vn.
The tool allows you to generate a QR code directly in your browser without installing additional software.
👉 Create a payment QR code online with DoanhSo.vn
You can use the generated QR code for retail stores, online businesses, invoices, payment signs, or direct customer payments.
Conclusion
QR payments are becoming increasingly familiar in bank transfer transactions in Vietnam. For sellers and businesses, using a QR code can simplify the process of sharing payment information while providing a more convenient experience for customers.
If you need to create a bank transfer QR code, try the free payment QR code generator from DoanhSo.vn:
